Fu Wanjun, Everbright Bank: General loans and bond financing are expected to grow by 11.5% and 15% respectively this year
Fu Wanjun, president of China Everbright Bank, said at the bank’s 2021 annual results conference on March 28 that with the steady growth policy, we believe that social financing demand will gradually be released.Everbright Bank will continue to increase efforts in the allocation of credit resources. It is expected that the growth rate of general loans and bond financing will reach 11.5% and 15% respectively this year. Through active credit arrangements, everbright Bank will serve the national and regional development strategy and focus on supporting the development of manufacturing, scientific and technological innovation, inclusive small and micro enterprises, private enterprises and green industries.According to Fu wanjun, in 2021, everbright Bank’s credit balance for the three key regions of Beijing-Tianjin-Hebei, Yangtze River Delta and Guangdong-Hong Kong-Macao Greater Bay Area increased by more than 100 billion yuan compared with the beginning of the year, an increase of 12% compared with the beginning of the year.By the end of 2021, the bank’s balance of medium – and long-term loans to the manufacturing industry 137.6 billion yuan, an increase of 46% compared with the beginning of the year;The outstanding green loans reached 124.6 billion yuan, up 20% from the beginning of the year.The outstanding loans of Puhui increased by 50 billion yuan from the beginning of the year, up 26.7%.In terms of strengthening price guidance, fu wanjun introduced that last year everbright bank gave 100 to 110BP of preferential pricing for inclusive small and micro loans, 50 to 100 bp of preferential pricing for medium and long term manufacturing loans, and 20BP of FTP discount for green loans.He stressed that this year everbright Bank will continue to implement differentiated FTP preferential policies, loan pricing preferential policies and capital charges preferential policies for key areas, key regions, key industries, key customers and key projects, expand the loan pricing sub-authorization of branches, and mobilize the enthusiasm of operating institutions at all levels.For inclusive small and micro loans, medium – and long-term manufacturing loans, and green loans, preferential pricing will continue to be implemented, and pricing authorization will be further expanded. At the same time, all preferential fund dividends from the pricing of carbon emission reduction support tools of the Central bank will be transferred to business units.We will continue to give preferential treatment to FTP and capital charges for loans related to rural vitalization.In terms of strengthening assessment and incentive, Fu Wanjun introduced that in 2022, Everbright Bank will include its support for the real economy into the balanced scorecard assessment of branches, increasing the weight of assessment to more than 10%, and guiding the whole bank to continue to make efforts in supporting and serving the real economy.